Home Equity Loan
-
15-Year Home Equity Installment Special
15-Year Home Equity Loan Special
- Apply for a 15-Year Fixed Rate Home Equity Loan with a fixed rate of 3.99% APR before June 30, 2021 and fees may be waived.
- The minimum loan amount is $10,000.
- With an APR of 3.99 %, the monthly loan payment is $73.92 for $10,000 borrowed for a term of 180 months.
- Payment must be automatically deducted from an ACNB Bank checking or statement savings account.
See Rates & Terms Unsecured
-
Personal Loan Special
- Rate: As low as 6.99% APR
- Apply for a Personal Loan with an APR rate of 6.99% before June 30, 2021 and the $35.00 application fee will be waived.
- Term: Up to 84 months
- Loan Amount: Borrow up to $25,000
See Rates & Terms Home Equity Credit Line
-
5-Year Lock Special
5-Year Lock Home Equity Line
- Apply for a 5-Year Lock Home Equity Line of Credit with an introductory rate of 1.79% APR before June 30, 2021 and fees may be waived
- The 1.79% APR is locked for the first 12 months; then converts to a rate lock of 3.49% APR for the next 48 months and then converts to a variable rate.
- Offer is valid with auto draft of payment from an ACNB Bank checking or statement savings account.
See Rates & Terms -
Variable Rate
- Initial APR is fixed at 2.24% (with auto draft) for the first twelve (12) months; then variable APR based on Wall Street Journal Prime plus a margin
- Collateral for the line of credit must be your primary residence
- Title Insurance required on requests over $250,000 and the fee will be paid by the borrower
- We will consider a loan to value (LTV) up to 80%
- Term includes a ten (10) year draw period, followed by a ten (10) year repayment period
- For properties located in the state of Maryland, mortgage recordation taxes will be paid by the borrower.
- Any additional fees will be paid by the borrower
- Other rates and terms are available
See Rates & Terms Credit Line
-
My Money Line
- Minimum line amount is $2,500
- Initial APR with a $2,500 initial new money advance is fixed for 6 months, then is a variable APR based on Wall Street Journal Prime plus a margin. If no initial new money advance is taken, the APR is variable based on Wall Street Journal Prime plus a margin.
- Term is a 4 year draw period, with a 4 year repayment.
- Loan approvals are good for 30 days from the date of approval.
- No collateral is needed.
- A $35 processing fee is required on this loan type.
See Rates & Terms Auto
-
New Auto
- Loan approvals are good for 30 days from the date of approval.
- Eligible vehicles are current model year and newer.
- If current model year, must have 12,000 miles or less to be financed as new.
- Maximum Loan-to-Value is 100% of the purchase price.
- Maximum loan term is 72 months, with a minimum loan amount of $1,000.
- Full auto insurance coverage is required.
See Rates & Terms -
Used Auto
- Loan approvals are good for 30 days from the date of approval.
- Maximum age of vehicle is 7 years.
- Salvaged vehicles are not considered acceptable collateral.
- Maximum Loan-to-Value is 90% of the purchase price or retail value as found in the NADA Book.
- Maximum loan term is 60 months, with a minimum loan amount of $1,000.
- Full auto insurance coverage is required.
See Rates & Terms Student Credit
-
Extra-Credit Student Line of Credit: Unsecured
- Minimum credit line amount is $2,500
- Term is a 60 month draw period with a 120 month repayment period
- First 60 months the payments are interest only billed quarterly, during the repayment period the payments are billed as principal plus accrued interest
- APR is variable based on Wall Street Journal Prime plus a margin
- No collateral is needed
- Access can be by a line of credit check, telephone banking or online banking
- Typically requires both the student and parents/legal guardians to jointly sign
- A $125.00 application fee is required if the loan is approved
See Rates & Terms -
Extra-Credit Student Line of Credit: Secured
- Minimum credit line amount is $2,500
- Term is a 60 month draw period with a 120 month repayment period
- First 60 months the payments are interest only billed quarterly, during the repayment period the payments are billed as principal plus accrued interest
- APR is variable based on Wall Street Journal Prime plus or minus a margin
- Collateral is required on this line
- Access can be by a line of credit check, telephone banking or online banking
- Requires both the student and parents/legal guardians to jointly sign
See Rates & Terms
Select Product
Please select a loan type for more information. Jump to Products
Need help with your online application? Call our Contact Center!
1.888.334.2262
Monday-Friday: 8am-6pm (EST)
Saturday: 8am-1pm (EST)
At the Bank’s discretion, interest rates and terms may change at any time without notice.