We are committed to protecting the confidentiality of personal information. While we cannot guarantee the security of user provided data, we do employ appropriate measures to guard and protect that information against unauthorized use.
Internet Application - Internet Security Information
We have implemented one of the highest levels of security for sending personal information
via the Internet. We employ the latest technology by utilizing the Secured Sockets Layer
protocol (SSL 3.0) and Microsoft's Private Communications Technology protocol (PCT 1.0)
with full support of 128-bit encryption methods. These secured encryptions methods are
among the highest in the industry for online commerce and transactions on the Internet.
Also, the Internet Web Server is protected by a firewall which restricts the access to
the machines from the Internet.
Our SSL Technology is certified by VeriSign - the Web's leading "Seal of Approval" for online authentication services. This provides an Internet security system that conforms to the highest standards available.
These Protocols are used in several areas during the Internet Loan Application process:
- At the application web page when the applicant is entering personal information.
- For all internal validation/verification.
- During all communications between our Internet server and our host processing system.
PROTECTING ONLINE DATA TRANSMISSION
Please take the following steps to protect yourself from potential fraud while conducting online transactions:
- Verify the URL (web address) of the sites you visit. Secure sites should begin with https (the "s" indicates it is secure.) a "padlock" image should also appear at the bottom right hand side of your browser windows.
- Check the SSL security certificate by double clicking the padlock icon. Make sure the URL on the certificate matches the URL of the page you are viewing.
- Some websites that link to us display our secure pages within their own web page. You can right-click in the website and select "properties" to view the actual URL that you are viewing, and confirm that the connection uses SSL security.
- Install anti-virus software and update it regularly with the most current version.
- Use separate passwords and pins for your Internet accounts and make them difficult for others to guess. Change passwords and pins frequently.
- Use the logoff button to end a secure session instead of closing your browser.
- Only open email messages sent by people you know.
- Never send personal or financial information by email.
- Review your credit card and other financial statements regularly and immediately report any unusual activity.
- Never send personal information in un-encrypted Internet-based email. Simple Internet-based email can potentially be intercepted by anyone on the Internet.
- Be cautious about performing sensitive transactions on public computers. Make sure you use public computers of a reputable provider - if the PC is not properly secured, hardware and software can be modified to capture keystrokes and other data that could disclose your personal information, regardless of the security provided by the website.